If you spend time in IPO communities or grey market circles, you will come across the term Kostak rate. It is less well-known than GMP but equally important for understanding how grey market participants trade IPO applications. Here is everything you need to know.

What is Kostak Rate?

Kostak rate is the price at which an IPO application is bought or sold in the grey market — regardless of whether the applicant gets an allotment or not.

Think of it this way: instead of trading the shares themselves (which is what GMP tracks), Kostak involves trading the entire IPO application form. The buyer pays a fixed amount to the seller of the application upfront, and in return takes on all the risk and reward of what happens after allotment.

Kostak = Price paid per IPO application, regardless of allotment outcome

How Kostak Rate Works — A Simple Example

Example

You applied for an IPO at ₹15,000 (minimum lot).

Kostak rate in the grey market is ₹800.

A grey market dealer offers to buy your application for ₹800.

You receive ₹800 guaranteed, regardless of allotment.

If you get allotment — the buyer gets the shares and keeps all profit.

If you don't get allotment — the buyer loses ₹800. You keep it anyway.

What is "Subject to Sauda"?

You may also hear the term Subject to Sauda (STS). This is a variation of Kostak where the deal only applies if the applicant gets an allotment. Unlike Kostak (which pays regardless), Subject to Sauda pays only on allotment.

Subject to Sauda rates are typically higher than Kostak rates because the seller only gets paid if allotment happens — higher risk for the seller means higher reward.

Kostak Rate vs GMP — Key Differences

FeatureGMPKostak Rate
What is tradedIPO sharesIPO application
WhenAfter allotment, before listingDuring or after IPO subscription period
Allotment needed?YesNo (guaranteed payout)
Risk for sellerOpportunity costZero — paid upfront regardless
Risk for buyerListing price riskFull risk if no allotment

Why Does Kostak Rate Matter?

Kostak rate is a useful indicator of how much grey market participants value getting allotment in an IPO. A high Kostak rate means strong confidence in a good listing. It also gives retail applicants a way to lock in guaranteed profit without waiting for allotment results or listing day.

For example, if you applied in 5 family member accounts, selling all 5 applications at Kostak ₹800 each gives you ₹4,000 guaranteed — before even knowing if you got allotment.

Kostak trading is unregulated and carries no legal protection. Deals are based on trust between parties. Never trade with unknown dealers.

Frequently Asked Questions

Is Kostak rate the same as GMP?
No. GMP is the premium on the share price. Kostak is the price of the application itself. They are related but different numbers.
Is selling IPO applications through Kostak legal?
It is unregulated and not recognised by SEBI. It operates in the grey market without legal backing. Deals rely on informal trust between parties.
When is Kostak rate typically the highest?
Kostak rates are highest during the IPO subscription period when an IPO is heavily oversubscribed and allotment chances are low — making each application more valuable.

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